.onb-main{padding-bottom:6rem}.onb-hero{padding:7rem 2.5rem 3rem;background:var(--teal-dark);color:#FAF7F2}.onb-hero .breadcrumb{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:rgb(250 247 242 / .4);margin-bottom:1.5rem}.onb-hero .breadcrumb a{color:rgb(250 247 242 / .4);text-decoration:none}.onb-hero .breadcrumb a:hover{color:var(--gold)}.onb-hero-h1{font-family:'Playfair Display',serif;font-size:clamp(2rem, 4vw, 3.2rem);font-weight:400;line-height:1.2;margin-bottom:1rem}.onb-hero-h1 em{font-style:italic;color:var(--gold)}.onb-hero-sub{font-size:1.05rem;color:rgb(250 247 242 / .65);max-width:640px;line-height:1.7}.onb-wizard{padding:0 2.5rem;margin-top:-2rem;position:relative;z-index:10}.onb-card{max-width:960px;margin:0 auto;background:var(--ivory);border-radius:var(--r-lg);border:1px solid var(--border-light);box-shadow:0 16px 64px rgb(0 0 0 / .12);overflow:hidden}.onb-progress{display:flex;align-items:center;gap:.5rem;padding:1.2rem 2.5rem;background:var(--teal-dark);flex-wrap:wrap}.onb-p-step{display:flex;align-items:center;gap:.5rem;font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;color:rgb(250 247 242 / .3)}.onb-p-step .op-num{width:24px;height:24px;border-radius:50%;border:1px solid rgb(201 169 110 / .3);display:flex;align-items:center;justify-content:center;font-size:.62rem;color:var(--gold);flex-shrink:0;transition:all 0.3s}.onb-p-step.active{color:rgb(250 247 242 / .9)}.onb-p-step.active .op-num{border-color:var(--gold);color:var(--gold);background:rgb(201 169 110 / .12)}.onb-p-step.done{color:rgb(250 247 242 / .5)}.onb-p-step.done .op-num{background:var(--gold);color:var(--teal-dark);border-color:var(--gold)}.onb-p-step .op-dash{width:28px;height:1px;background:rgb(201 169 110 / .2)}.onb-body{padding:3rem 2.5rem 2.5rem;min-height:420px}.onb-step{display:none}.onb-step.active{display:block;animation:fadeUp 0.4s ease both}@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.onb-q{font-family:'Playfair Display',serif;font-size:clamp(1.5rem, 2.4vw, 2rem);font-weight:400;color:var(--charcoal);line-height:1.3;margin-bottom:.6rem}.onb-q em{font-style:italic;color:var(--gold)}.onb-hint{font-size:.88rem;color:var(--mist);margin-bottom:2rem;line-height:1.7}.onb-goal-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.onb-goal{position:relative;background:var(--cream);border:1px solid var(--border-light);border-radius:var(--r);padding:1.3rem 1.1rem;cursor:pointer;text-align:left;transition:all 0.25s;display:flex;flex-direction:column;gap:.5rem;font-family:'Jost',sans-serif;min-height:100px}.onb-goal:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 4px 20px rgb(0 0 0 / .06)}.onb-goal.sel{border-color:var(--teal);background:var(--teal-light);box-shadow:0 0 0 2px var(--teal)}.onb-goal.notsure{grid-column:span 1;border-style:dashed}.og-icon{font-size:1.5rem;line-height:1}.og-title{font-size:.88rem;font-weight:500;color:var(--charcoal);line-height:1.35}.og-desc{font-size:.72rem;color:var(--mist);line-height:1.5}.onb-fields{display:grid;grid-template-columns:1fr 1fr;gap:1.75rem 2.5rem}.onb-field{display:flex;flex-direction:column}.onb-field-full{grid-column:1 / -1}.onb-field label{display:block;font-size:.78rem;font-weight:500;color:var(--charcoal);margin-bottom:.6rem;letter-spacing:.04em}.onb-field label .req{color:var(--gold)}.onb-field input,.onb-field select,.onb-field textarea{width:100%;padding:.85rem 1rem;font-family:'Jost',sans-serif;font-size:.95rem;color:var(--charcoal);background:var(--cream);border:1px solid var(--border);border-radius:var(--r-sm);outline:none;transition:border-color 0.2s;appearance:none}.onb-field input:focus,.onb-field select:focus,.onb-field textarea:focus{border-color:var(--teal)}.onb-field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%236B8A84' fill='none' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center}.onb-field textarea{resize:vertical;min-height:80px}.onb-chip-grid{display:flex;flex-wrap:wrap;gap:.6rem}.onb-chip-grid.cols-3{display:grid;grid-template-columns:repeat(3,1fr)}.onb-chip{background:var(--cream);border:1px solid var(--border-light);border-radius:var(--r-sm);padding:.7rem 1rem;cursor:pointer;font-family:'Jost',sans-serif;font-size:.82rem;color:var(--charcoal);text-align:left;transition:all 0.2s;min-height:44px;display:flex;align-items:center}.onb-chip:hover{border-color:var(--gold)}.onb-chip.sel{background:var(--teal-dark);color:#FAF7F2;border-color:var(--teal-dark)}.onb-chip.sel::before{content:'\2713 ';color:var(--gold);margin-right:.3rem;font-weight:700}.onb-account-fields{grid-template-columns:1fr 1fr}.onb-account-fields .onb-field:last-child{grid-column:1 / -1}.onb-nav{display:flex;align-items:center;gap:1.5rem;padding:1.5rem 2.5rem;border-top:1px solid var(--border-light)}.onb-nav .btn-ghost{margin-right:auto}.onb-nav .btn-solid{background:var(--teal);color:#FAF7F2;border:none;padding:.75rem 2.2rem;border-radius:var(--r-sm);font-family:'Jost',sans-serif;font-size:.74rem;letter-spacing:.12em;text-transform:uppercase;cursor:pointer;font-weight:500;transition:background 0.25s}.onb-nav .btn-solid:hover{background:var(--teal-deep)}.onb-err{color:#C25E3A;font-size:.8rem;display:none;font-weight:400}.onb-score-card{display:flex;align-items:center;gap:2.5rem;padding:2rem;background:var(--cream);border:1px solid var(--border-light);border-radius:var(--r);margin-bottom:2rem}.onb-score-ring{position:relative;width:120px;height:120px;flex-shrink:0}.onb-score-ring svg{width:100%;height:100%}.onb-score-num{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:2rem;font-weight:700;color:var(--teal)}.onb-score-label{position:absolute;bottom:18px;left:0;right:0;text-align:center;font-size:.62rem;letter-spacing:.15em;text-transform:uppercase;color:var(--mist)}.onb-score-details{display:flex;flex-direction:column;gap:.75rem}.osd-row{display:flex;align-items:center;gap:.6rem;font-size:.88rem;color:var(--charcoal)}.osd-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0}.osd-dot.green{background:#22C55E}.osd-dot.amber{background:#F59E0B}.onb-profile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-bottom:2rem}.onb-pf-item{background:var(--cream);border:1px solid var(--border-light);border-radius:var(--r-sm);padding:1rem 1.25rem}.opf-label{font-size:.64rem;letter-spacing:.15em;text-transform:uppercase;color:var(--mist);margin-bottom:.3rem;font-weight:500}.opf-val{font-size:.95rem;font-weight:500;color:var(--charcoal)}.onb-profile-header{margin-bottom:2rem}.onb-profile-ey{font-size:.66rem;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:.75rem;font-weight:600}.onb-profile-title{font-family:'Playfair Display',serif;font-size:clamp(1.6rem, 2.5vw, 2.2rem);font-weight:400;color:var(--charcoal);margin-bottom:.5rem}.onb-profile-title em{font-style:italic;color:var(--gold)}.onb-profile-sub{font-size:.9rem;color:var(--mist);line-height:1.7}.onb-next-steps{margin-bottom:2rem}.onb-next-steps h3{font-family:'Playfair Display',serif;font-size:1.2rem;font-weight:400;color:var(--charcoal);margin-bottom:1rem}.onb-rec-item{display:flex;gap:1rem;padding:1rem 0;border-bottom:1px solid var(--border-light)}.onb-rec-item:last-child{border-bottom:none}.ori-icon{font-size:1.3rem;flex-shrink:0;width:36px;text-align:center}.ori-title{font-size:.92rem;font-weight:500;color:var(--charcoal);margin-bottom:.2rem}.ori-desc{font-size:.82rem;color:var(--mist);line-height:1.6}.onb-profile-ctas{text-align:center;padding:1.5rem 0}.onb-step-err{text-align:left;background:#FEF2F2;border:1px solid #FECACA;color:#991B1B;padding:.75rem 1rem;border-radius:var(--r-sm);font-size:.85rem;margin-bottom:1rem}.onb-step-err a{color:var(--teal);text-decoration:underline}.onb-create-btn{display:inline-block;padding:.9rem 2.5rem;background:var(--gold);color:var(--teal-dark);border:none;border-radius:var(--r-sm);font-family:'Jost',sans-serif;font-size:.82rem;font-weight:600;letter-spacing:.08em;cursor:pointer;transition:background 0.25s,transform 0.2s}.onb-create-btn:hover{background:#ddb96e;transform:translateY(-1px)}.onb-create-btn:disabled{opacity:.6;cursor:not-allowed;transform:none}.onb-fine-print{font-size:.75rem;color:var(--mist);margin-top:1rem}.onb-success{text-align:center;padding:2rem 1rem}.onb-success-mark{width:72px;height:72px;border-radius:50%;background:var(--teal-light);border:1px solid var(--border);display:flex;align-items:center;justify-content:center;margin:0 auto 1.5rem;color:var(--teal);font-size:1.8rem}.onb-success h3{font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:400;color:var(--charcoal);margin-bottom:.75rem}.onb-success p{color:var(--mist);font-size:.95rem;line-height:1.7;max-width:480px;margin:0 auto 2rem}.onb-success-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}@media (max-width:1024px){.onb-goal-grid{grid-template-columns:repeat(3,1fr)}.onb-chip-grid.cols-3{grid-template-columns:repeat(2,1fr)}}@media (max-width:768px){.onb-hero{padding:6rem 1.25rem 2.5rem}.onb-wizard{padding:0 1.25rem}.onb-body{padding:2rem 1.4rem 1.5rem}.onb-progress{padding:1rem 1.4rem}.onb-p-step .op-dash{display:none}.onb-goal-grid{grid-template-columns:repeat(2,1fr)}.onb-fields{grid-template-columns:1fr}.onb-account-fields{grid-template-columns:1fr}.onb-chip-grid.cols-3{grid-template-columns:1fr}.onb-score-card{flex-direction:column;text-align:center}.onb-profile-grid{grid-template-columns:1fr 1fr}.onb-nav{padding:1.2rem 1.4rem}}@media (max-width:420px){.onb-goal-grid{grid-template-columns:repeat(2,1fr);gap:10px}.onb-goal{padding:1rem .75rem;min-height:80px}.onb-goal-icon{font-size:1.3rem}.onb-goal-label{font-size:.82rem}.onb-goal-desc{font-size:.72rem}.onb-goal.notsure{grid-column:span 2}.onb-profile-grid{grid-template-columns:1fr}.onb-hero-h1{font-size:clamp(1.5rem, 6vw, 2rem)}.onb-hero-sub{font-size:.9rem}.onb-q{font-size:1.2rem}.onb-body{padding:1.5rem 1rem 1.25rem}.onb-nav{padding:1rem;gap:1rem;flex-wrap:wrap}.onb-nav .btn-ghost{font-size:.7rem;min-height:44px;display:flex;align-items:center}.onb-nav .btn-solid{min-height:44px;display:flex;align-items:center}}